Finding and retaining the right talent for your company is the key to success. We believe collaboration is key in developing innovative and effective strategies that meet your objectives while managing employer costs over the long term. Apex Benefit Group will design an executive compensation package for your company.

  • Charitable Giving Plans

  • Cross Purchase Buy-Sell Agreement

  • Deferred Compensation Plans

  • Entity Purchase Buy-Sell Agreement

  • Executive Bonus Plan

  • Executive Disability Plans

  • Executive Life Insurance

  • Key Man Life Insurance

  • Long-Term Care Insurance

  • Buy-Sell Agreement

  • Nonqualified Deferred Compensation Plans

  • Premium Finance Plans

  • Split Dollar Plans

  • Supplemental Employee Retirement Plans (SERP)

  • Supplemental Retirement Plans

  • Trustee Cross Purchase Buy-Sell Agreement

Executive Bonus Plan

Executive Bonus Plan is a way for the employer to bonus the employee an amount of money used to fund a life insurance or annuity policy. The employee simply pays income tax on the bonus applied as premium.

Key Man Life Insurance

Key Man Life Insurance is similar to an individual life insurance policy, except that the policy protects the business of the insured.

Long-Term Care

Long-Term Care Insurance provides non-discriminatory benefits to key employees without imputed or regular income taxation. Premium payments made by the corporation are fully tax deductible.

Supplemental Retirement Plans

Supplemental Retirement Plans provide executives with additional retirement benefits that are not subject to the government imposed limits on qualified retirement plans.

Charitable Giving

Charitable Giving Plans benefit directors and senior executives who wish to support charities. They also contribute to a company’s positive public image. Plans that use life insurance as a financing vehicle can enable a company to recoup the program costs.


Annuities are contracts between the buyer and an insurance company. The company usually promises to grow the buyer’s money or pay it out over a number of years. The money can grow tax deferred and compound within the annuity contract. There may also be guaranteed rates of return or a guarantee of payments throughout your lifetime.