Individual Insurance

Today’s insurance environment makes it difficult to find the right insurance products. Apex Benefit Group offers a complete line of individual insurance products that are crafted to meet you and your family’s specific needs. We work with several top-rated insurance companies to place your account with the company that provides you with the best coverage and benefits.

We help you make sound, informed decisions about issues affecting your life, health, and insurance needs. We aim to fully understand your objectives and then translate them into solutions that provide assurance and peace-of-mind.


Health Insurance

Individual health insurance programs are designed for those who cannot obtain insurance through an employer. Apex Benefit Group offers health insurance programs which offer extensive coverage as well as high-deductible programs which are designed to protect against catastrophic financial losses.


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Dental & Vision

Traditional plans offer comprehensive dental and vision coverage and flexible plan designs that can limit a member’s out of pocket expenses.


Life Insurance

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy. Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.


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Medicare

Medicare is the federal health insurance program for individuals if they (or their spouse) worked for at least 10 years in Medicare-covered employment and are at least 65 years old and are a citizen or permanent resident of the United States of America.


Long-Term Care

Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, personal, or adult day care for individuals above the age of 65 or with a chronic or disabling condition that requires constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.